Going through a divorce can lead to significant changes in your life, including the need to reassess your health insurance coverage. If you find yourself in this situation, it’s important to know that divorce qualifies as a Qualifying Life Event (QLE), which triggers a Special Enrollment Period (SEP). This allows you to enroll in health… Read more

At Coverage Clarity, we aim to demystify the complexities of health benefits, bringing you clear, actionable insights. Today, we’re discussing Individual Coverage Health Reimbursement Arrangements (ICHRA), a flexible and tax-efficient way for employers of any size to provide health benefits. What is an ICHRA? An ICHRA is a type of health reimbursement arrangement that allows… Read more

Health Savings Accounts (HSAs) are a powerful financial tool for those enrolled in a High Deductible Health Plan (HDHP), allowing for pre-tax contributions to be used for medical expenses. Here at Coverage Clarity, we provide an in-depth look into how you can leverage HSAs to potentially lower your overall healthcare costs. What is a Health… Read more

Navigating the world of health insurance can be complex, especially with all the different plan types available. At Coverage Clarity, we aim to simplify this process, helping you understand the key features and differences among various health insurance plans. What is an HMO? A Health Maintenance Organization (HMO) is a type of health insurance plan… Read more

When it comes to selecting the right health insurance plan, the plethora of options and industry jargon can make the process seem daunting. At Coverage Clarity, we aim to simplify these complexities, helping you to understand and choose the best plan for your needs. Two of the most common types of health insurance plans are… Read more

Introduction to the Special Enrollment Period Special enrollment periods are times when an individual or family is allowed to access the ACA marketplace health insurance plans. Out of all the special enrolments, the low-income SEP is the least talked about. we’re committed to making health insurance accessible and affordable for everyone, so we decided to… Read more

The 2024 Medicaid Overhaul: Understanding the Big Changes The upcoming year marks a significant transition in Medicaid coverage, potentially impacting millions across the United States. Coverage Clarity is here to help demystify these changes and provide insightful guidance – because let’s give your coverage clarity. Pandemic Policy Ending: Your Medicaid Coverage in the Balance The… Read more

As the leaves don their autumn hues and the air adopts a cooler whisper, another significant season beckons – Open Enrollment. This pivotal period is your annual opportunity to reassess your health insurance, ensuring it aligns with your evolving needs. The choices you make now will navigate the journey of your healthcare for the upcoming… Read more